FZS Tech

FZS Tech is a leading technology company dedicated to developing innovative, interest-free financial products for financial institutions. Located in Pendik, Istanbul, FZS Tech focuses on pioneering technologies built upon six core foundations: Interest-Free Finance Algorithms, Interest-Free Finance Automation, Interest-Free Finance Artificial Intelligence, Interest-Free Finance Blockchain Cloud, Interest-Free Finance CBDC, and Interest-Free Finance Tokenization. Their primary address is Bakü Caddesi 6, Arma Residence A Blok Ofis 31, Pendik, Istanbul 34912, TR.

FZS Tech’s product suite is categorized into three primary groups: front office applications, core banking software (back office), and blockchain cloud (data storage and management). These products, known as API, SaaS, and APP in financial technology terminology, are specifically designed for financial institutions providing interest-free financing to businesses. FZS Tech also develops interest-free financial products for central banks, which are uniquely categorized into Interest-Free Open Market Operations, Interest-Free Ready Facilities, CBDC (MBDPB), and Asset Tokenization.

A key feature of FZS Tech’s interest-free finance algorithms is their resilience to inflation, ensuring that financing remains unaffected. In interest-free finance, the financial institution’s income is determined as a ratio of the businesses' income and profit, rather than through interest. This approach allows businesses to reflect cost increases in their income and profits, thereby automatically increasing the financial institution's income in inflationary environments. FZS Tech presents a new financial paradigm in terms of innovation, design, security, price, and value creation.

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