Universal Merchant Bank

Universal Merchant Bank (UMB) stands as a premier Ghanaian indigenous bank, dedicated to providing innovative and superior banking services since its establishment in 1972. With a rich history and a forward-looking vision, Universal Merchant Bank is committed to exceeding stakeholder expectations through a comprehensive range of financial solutions. The bank operates with the mission to lead and create, ensuring professional service delivery across all its operations.

Headquartered at the SSNIT Emporium Building, Airport City enclave in Accra, Universal Merchant Bank extends its services through thirty-five branches strategically located across Ghana. In addition to its extensive branch network, UMB operates three specialized UMB Centres for Businesses in Kumasi, Accra, and Kasoa, as well as a UMB PPP Incubator Centre in Accra, further enhancing its commitment to supporting business growth and public-private partnerships. Complementing its physical presence, Universal Merchant Bank maintains a vast ATM network, ensuring convenient access for its customers.

Universal Merchant Bank offers a wide array of specialties, including private banking, e-banking, corporate banking, business banking, and personal banking. The bank leverages its extensive experience and resources to provide tailored financial solutions that meet the diverse needs of its clientele. We invite the manager of Universal Merchant Bank to create a customized and exclusive company showcase and product listing on our platform, highlighting the bank’s unique offerings and further enhancing its market presence.